Save on your AAA Insurance with our Multi-policy discounts

Enjoy savings on your auto, home, and life insurance policies. Our multi-policy, multi-vehicle, driver discounts, and anti-theft discounts are just a few of the many ways you could save and still enjoy peace of mind from the protection we have provided our members for more than 100 years.

Vehicle Discounts

  • Verified Mileage Discount: Save up to 11.5% (depending on vehicle's annual mileage) for supplying current odometer readings when requested

  • Passive Restraint (air bag) Discount: Save up to 15% on select coverages

  • Anti-theft Device Discount: Save up to 15% on comprehensive coverages

  • Garage Parking Discount: Save up to 10% on comprehensive coverages

Multi-Policy Discounts

  • Auto + Home
    Save up to 12.5% on your auto policy (and up to 25% on your homeowner policy) when you combine AAA Home and Auto Insurance Policies1

  • Multi-vehicle
    Save up to 19% when you insure two or more automobiles on select coverages1

  • Home + Auto + Life
    Save up to 16.5% on your auto policy when you combine AAA Home, Auto and Life Insurance Policies1

Driver Discounts

  • Good Student Discount: Save up to 15% on select coverages

  • Paid-in-Full Discount: Save up to 5%

  • Membership/Persistency Discount: Save up to 15%


Policyholder Savings

Financial Stability

An A.M. Best rating of "A+ Superior" for our affiliate insurer reflects our substantial financial strength



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Quality Service 24/7

Quality Service 24/7

24 hours a day, seven days a week toll-free Claims Hotline for efficient claim reporting.

OnBoard Insurance Program

12-Month Policies

Premiums are locked in for one year, unless you make changes to your policy


AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

AAA Insurance Auto Pay

AAA Insurance Auto Pay

Enroll today and you won't have to worry about losing one day of coverage.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

Contact Us

AAA Insurance is a collection of AAA branded insurance products, services and programs made available to qualified members of AAA Tidewater Virginia. Personal lines insurance is underwritten by Interinsurance Exchange of the Automobile Club. Life insurance is underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. Tidewater Automobile Association of Virginia Incorporated (aka AAA Tidewater Virginia) acts as an insurance agent for these insurers. Insurance may also be provided by independent carriers.

1Certain restrictions apply. Discount amounts are approximate and will vary by policy; Acceptable documentation/certification may be required before discount(s) can be applied. The listed multi-policy discounts may apply to select coverages, select drivers, vary by policy and are conditional.

Membership requires the separate payment of annual dues and an admission fee for new members.