HOMEOWNERS AND RENTERS

HOMEOWNERS AND RENTERS

Trusted protection from a name you know

Trusted protection from a name you know

Security and savings go hand-in-hand with multi-policy discounts of up to 25%.

Security and savings go hand-in-hand with multi-policy discounts of up to 25%.

START YOUR QUOTE

Find out how much you could save on insurance

Or you can call for a quote

1-877-222-2245

1-877-222-2245

Rest easier with AAA Insurance

For most of us, our home is more than a source of pride—it’s the largest asset we’ll purchase. AAA offers many coverage types, amounts and deductibles, all with options that you can tailor to your needs. AAA also offers a variety of discounts to help lower your insurance rates and put money back in your pocket.1

AAA INSURANCE DISCOUNTS SAVE YOU MORE

Homeowners Discounts

Save up to 15% on qualifying homeowner discounts
  • Protective Device Discount: Save up to 10% with one or more approved and properly maintained devices (burglar alarm, fire alarm, smoke detector, deadbolt, extinguisher)

  • Mature Homeowner Discount: Save up to 12% when at least one insured is 50+ years old.

  • Single Story Discount: Save up to 10%

  • New Home Discount: Save from 4% to 38% depending on the year your home was built

  • Fire Resistant Discount: Save up to 15%

Multi-Policy Discounts

  • Home + Auto
    Save up to 25% on your home insurance (and up to 12.5% on your auto insurance) when you combine AAA Home and Auto Insurance Policies1

  • Home + Auto + Life
    Save up to 16.5% on your auto policy when you combine AAA Home, Auto and Life Insurance Policies1

Homeowner Benefits

A variety of coverage types, amounts and deductibles
  • Flexible Payments that make premiums easier to manage

  • Prompt, personalized service

  • Toll-free claims hotline that is open 24 hours a day, seven days a week for efficient claims reporting

  • Quality insurance from a name you can trust

  • Free AAA policy review to help you understand your coverage options and available discounts

WHY CHOOSE AAA HOMEOWNERS AND RENTERS INSURANCE?

YOUR CHOICE OF THREE LEVELS OF COVERAGE: BASE, DELUXE AND ULTRA

AAA gives you the power to choose what’s right for you and your home by offering distinct levels of coverage:

David R. Testamonial

Choose the coverage that is right for you
Base Option

Deluxe Option
Ultra Option
Extended Replacement cost coverage (125% of coverage A)

Increased Limit for Personal Property Coverage

Open Peril Coverage on Dwelling


Replacement Cost on Personal Property

Increased Personal Liability of $500,000
Lost Pet Coverage
Refrigerated Food Spoilage

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Contact Us

AAA personal lines insurance is provided to qualified AAA members by Interinsurance Exchange of the Automobile Club (Exchange). AAA Life insurance is underwritten and annuities are provided by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. Tidewater Automobile Association of Virginia Incorporated (AAA Tidewater Virginia) is a licensed insurance agency acting as an agent for its affiliates, the Exchange and AAA Life.

1Certain restrictions apply. Discount amounts are approximate and will vary by policy; Acceptable documentation/certification may be required before discount(s) can be applied. The listed multi-policy discounts may apply to select coverages, select drivers, vary by policy and are conditional.