Save up to $4251 on auto insurance

With LOWER RATES you could save up to:

  • $417 over STATE FARM
  • $557 over ALLSTATE
  • $300 over PROGRESSIVE


Find out how much you could save on insurance

Or you can call for a quote


Providing peace-of-mind

With insurance through AAA, you'll enjoy outstanding service and convenience—along with competitive rates and many other benefits.


Vehicle Discounts

  • Verified Mileage Discount: Save up to 11.5% (depending on vehicle's annual mileage) for supplying current odometer readings when requested

  • Passive Restraint (air bag) Discount: Save up to 15% on select coverages

  • Anti-theft Device Discount: Save up to 15% on comprehensive coverages

  • Garage Parking Discount: Save up to 10% on comprehensive coverages

Multi-Policy Discounts

  • Auto + Home
    Save up to 12.5% on your auto policy (and up to 25% on your homeowner policy) when you combine AAA Home and Auto Insurance Policies2

  • Multi-vehicle
    Save up to 19% when you insure two or more automobiles on select coverages2

  • Home + Auto + Life
    Save up to 16.5% on your auto policy when you combine AAA Home, Auto and Life Insurance Policies2

Driver Discounts

  • Good Student Discount: Save up to 15% on select coverages

  • Paid-in-Full Discount: Save up to 5%

  • Membership/Persistency Discount: Save up to 15%


Financial Stability

Financial Stability

An A.M. Best rating of "A+ Superior" for our affiliate insurer reflects the substantial financial strength behind the insurance products we offer.

Flexible Payment Plans

Flexible Payment Plans

As an alternative to paying the full insurance premium up front, we offer convenient payment plan options.

12-Month Policies

12-Month Policies

Premiums are locked-in for one year (unless you make changes to your policy). With other companies, you may face an increase after six months.


We know how confusing it can be to determine which auto insurance coverages best fit your needs and how much coverage you require. So to help you understand your options, here are some common coverages along with an explanation of what they include:3

Pick the protection that fits your needs

Pays for the cost of repairs to your vehicle for a loss caused by something other than a collision—fire, theft, vandalism, glass breakage, or windstorm damage—less your deductible.

Pays for the cost of repairs to your vehicle when your car is damaged in a collision with another vehicle or object, less your deductible.

Applies when other people are injured by your car and you or another insured person is at fault; provides for your legal defense if injury claims or lawsuits are brought against you.

Applies if you or another insured person damages someone else’s property such as a vehicle, lamppost, or building.

Covers medical expenses, no matter who is at fault, if you and/or occupants in your car are injured in an auto accident.

Pays for bodily injury damages recoverable from an uninsured or underinsured driver when the accident is the driver’s fault.

Pays for damage to your property resulting from an accident caused by an uninsured or underinsured motorist, subject to a $200 deductible for an accident involving a hit-and-run vehicle whose owner or operator cannot be identified.

Pays the temporary transportation expenses (i.e., rented car, public transportation, car pool expense, bicycle rental, etc.) you incur due to a collision or other than collision loss to a covered auto, subject to a per-day limit as well as an aggregate limit.


AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

Multi-policy discounts on AAA Insurance

Policy Discounts

See your savings really add up with AAA Insurance Multi-policy and Multi-vehicle discounts.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

Contact Us

1Annual savings claims are based on a comparison of 12 VA ZIP codes (23185, 23188, 23320, 23451, 23452, 23453, 23454, 23455, 23462, 23464, 23666, 23669) of AAA rates versus State Farm, Allstate and Progressive as of 6/14/16 compared to AAA’s rates for a married couple profile with 2 cars, excellent credit, no violations, on a 12-month policy with the following discounts: Membership/Persistency, anti-theft device, multi-policy, airbag, paid-in-full, garaging and multi-vehicle factor. The $425 savings claim is an average versus State Farm, Allstate and Progressive for this profile. Any savings may vary. Rates are subject to change.

2Certain restrictions apply. Discount amounts are approximate and will vary by policy; Acceptable documentation/certification may be required before discount(s) can be applied. The listed multi-policy discounts may apply to select coverages, select drivers, vary by policy and are conditional.

3This information is a helpful summary only and is not a comprehensive definition of all coverages, qualifications, limitations, etc. Please consult the policy and one of our insurance agents for more information.

AAA insurance is a collection of AAA branded products, services and programs available to qualified AAA members. AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club (Exchange). Tidewater Automobile Association of Virginia, Incorporated (AAA Tidewater Virginia) is a licensed insurance agency acting as an agent for the Exchange.

Life insurance is underwritten and annuities provided by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. The local AAA motor club and/or its affiliates act as agents for their affiliate, AAA Life, and the Exchange.

Membership requires the separate payment of annual dues and an admission fee for new members.